Redundancy payments

Redundancy arises in the workplace when an employee’s job no longer needs to be performed. It usually occurs due to the outsourcing of staff or cutting staff numbers and assigning the duties involved in the role equally amongst other staff members. It may also occur due to a business ceasing to make a line of…

Diversified growth strategies

Australians looking to increase their super fund’s annual returns may benefit from shifting to a diversified growth strategy. A diversified growth strategy is a multi-asset program that invests in a range of traditional and non-traditional return sources to achieve a defined outcome. A recent study has shown that including a 15% allocation to a diversified…

Negative gearing for property investors

Whether you’re an established property investor or contemplating purchasing your first investment property, you may care to familiarise yourself with the way that negative gearing works. A property is considered to be negatively geared if the owner has taken on debt in order to acquire it and the net rental income is less than the…